When it comes to home insurance in the Tampa Bay area, we’re your local experts. At Florida Best Quote, we shop the top homeowner’s Insurance Companies in Tampa for you in order to get you the most coverage at the lowest rate. This means you don’t have to settle for the average homeowner’s insurance Florida has to offer. Our goal is to ensure all of our clients receive policies at the lowest cost available with the least hassle.

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We come as an alternative to sifting through a sea of companies with various different rates, requirements, and unnecessary documents. Whenever you submit a quote request, you’re connected to a locally licensed insurance expert from our team that will help you at every step of the way. This means you can relax knowing you have a team fighting on your side, at no cost to you! Get a quote from us today and discover why Florida Best Quote is one of the top homeowner’s insurance agencies in Tampa, Florida.

How Much Is Home Insurance in Tampa Florida? 

For a $150,000 house, the average home insurance in the Tampa Bay area is $2,110 per year from the state’s top insurers. However, Tampa’s real estate market is toward the upper end of the spectrum, so the average homeowner’s insurance cost in Tampa, Florida for $300,000 homes is about $4,287 per year.

This figure is higher than the national average of homeowners insurance which falls closer to $1680 per year. This is due to a variety of factors including required coverages for hurricane damage, whether the home is in a high-risk zip code for dangerous weather and overall higher expenses for insurers in the state of Florida. 

Homeowners Coverages In Tampa FL

As a fully licensed and insured insurance agency in Florida, we work with only the top companies to provide you with every available coverage possible. Here are just a few of the different coverage options and add-ons in Tampa FL:

  • Complete replacement cost coverage for your dwelling, other structures, and your possessions.
  • Loss of use coverage, which pays you additional living expenses while repairs are being made.
  • Medical payments coverage if someone has been injured on your property.
  • Personal liability coverage for help with legal bills if someone is injured on your property.

It’s important to note that Homeowners insurance does not cover flood insurance in Florida, you will need to receive an additional flood policy as well. The good news, we can help with that as well!

Additional Insurance Coverages Available In Tampa

Below are just a few of the various additional policy options for Insurance Coverage in Tampa, FL that we help clients save money on every day:

Getting Home Insurance Quotes In Tampa, FL

To get a free homeowner’s insurance quote in Seminole, simply fill out the contact form on this page,  or click the link below. Our team will be in touch as soon as possible to get you started.

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